UseMyWallet

UseMyWallet is an online banking program (e-wallet) that allows you to load money for online purchases, particularly with gambling websites. Signing up for and loading your e-wallet can be a little tricky because it is by invitation only. With that said, the best way to get an account is by visiting usemywalletsignup.com. There you will find everything you need in order to receive your invitation to be part of UseMyWallet. The only requirement is to be an American (U.S.) player. Depositing into your wallet is done by credit card or by bank transfer. The bank transfer is free but there is a wait of 2-5 business days for your funds to become available. Depositing by credit card will cost you a 5% fee on top of your deposit. If you wish to withdraw your money from your wallet, there is a $30 charge to do so. The money will be wired to your bank account quickly.  Customer service is available Monday through Friday between 3am and 1pm EST.
Pros
•    No charge for the signup or first deposit
•    Available for US players
Cons:
•    Only for U.S. players
•    Signup is by invitation only
•    Fees are expensive
•    Takes time for funds to become available